🔒🏡 The Rate Lock Secret — Timing Matters More Than You Think • Rates change daily, sometimes hourly • Waiting too long can cost thousands over time • Locking too early can limit flexibility • Strategy matters more than guessing the market • The right lock protects your monthly payment A rate lock isn’t luck — it’s a calculated decision based on your timeline, risk tolerance, and market movement. At The Onyx Group Mortgage, we help you lock with intention, not emotion — so your numbers stay pro
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🔒 Thinking about locking in your rate? Here’s what you need to know — how long it lasts, why timing matters, and how to avoid surprises at closing. Have questions? Drop a 💬 below or DM us “LOCK” and we’ll walk you through it with no pressure — just clarity. #HomeBuyingHelp #MortgageExplained #DontMakeAMoveWithoutMe #RealEstateAdvice | Kelly Camacho Your Las Vegas Real Estate Advisor
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Why Overpaying Can Leave You Stuck 🚧💰 Locking in a low interest rate (below 4%📉) felt like a win, but if you overpaid for the property, you may be trapped. 🔹 Refinancing? Not an option unless you want a much higher rate & bigger payment 🚀 🔹 HELOC? No equity, no loan—banks won’t lend on numbers that don’t make sense 🚫🏦 🔹 Appreciation? Not guaranteed—so you’re stuck waiting ⏳ The solution? Buy right. 🏡💡 Discounted deals, forced appreciation, and smart investing will always win over hopi
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 Description: Mortgage rates don’t stay still — and locking in at the wrong time can cost you big. ⏰ Here’s why timing your rate lock strategically can save you thousands. Want to know how to time it right for your situation? Let’s chat. #MortgageRates #RealEstate #MortgageTips #HomeBuying #LoanOfficer #HomebuyerAdvice | Home Buying Tips and Tricks | Facebook
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