Earlier this year… this client got Pre-Approved for $500,000. With rates today… we were able to increase this to $570,000 with the SAME payment! This means they can find their dream home with a pool and that 3rd car garage!!! Does your buying budget need to be refreshed? Shoot me a message to start a running some numbers 📲 972-544-4480 #homebuyer | The Mortgage Nerd
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Earlier this year… this client got Pre-Approved for $500,000. With r…
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Everyone has been asking me this question…. Won’t mortgage rates drop when the Fed Cuts the Federal Funds Rate?!? So I should wait… right? Yall know they did this TWICE last year… so what happened to mortgage rates THEN? Wait… the Federal Funds Rate is not… Mortgage Rates? (Nope… go ask Chat what the Federal Funds Rate is 😝 ) Data > Drama - Nerd | The Mortgage Nerd
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Everyone has been asking me this question…. Won’t mortgage rates …
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The realtor AND buyer thought the loan was dead... but they gave it to me for a second look and now we not only saved the deal - we got them a better rate! So, what happened and how could you avoid this? Check it out ⬇️ the lender miscalculated the deferred student loan payments!!! Here is how we saved the deal: Buyer had $134,525 in deferred student loans. (this means on the credit report... the payment reports as ZERO for the monthly payment). But a lender, lending money based on a 15 or 30 ye
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One thing we all share in common is NONE of us want to over pay.. right? So what happens after you buy a home… who helps ensure you don’t over pay? Here is an example of how we ensure our clients take advantage of rates when they get better, after closing, and for $0 out of pocket! If you have a friend looking to buy, sell, or invest in real estate… TURN TO THE NERD! 🤓 Call or text anytime to chat: 💬 972-544-4480 #homeowner #mortgagerates | The Mortgage Nerd
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✨ Need ReBOOT ✨ A day filled for personal development. Our mindset, our beliefs, our identity… To live a fulfilled life means going deeper on the inner work. 🤓 | The Mortgage Nerd
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Do you have interest rate WHIPLASH?!? 🙂‍↔️ Don’t worry… you’re not the only one. The headlines LOVE to overdramatize rate movement… in either direction that is up or down. For the last week and a half it was “rates are at their lowest!!!” Today, rates spiked!!! Drama, drama, DRAMA!!! 🙄 Let me set the record straight… yes the Fed’s lowered the Federal Funds Rate and this action caused mortgage rates to go up - but it was a SMALL up. Like tiny. And in a few days we could be right back to where w
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