Simply Budgeted on Instagram: "I recently got a question asking how I’m finding the money for my savings challenges. My first step is ALWAYS “Pay yourself First” - every pay check, you should have a portion going to savings - this should be a non-negotiable, regardless of how small. Treat it like a bill. Secondly, I challenge myself to tuck away the change any time I break a $20 🤍 the “I have $5 for a coffee” excuses have really gone down this way 🤭 it’s what I love about cash stuffing… you fi

Simply Budgeted on Instagram: "I love savings challenges because they make saving fun again. Instead of feeling stressed about money, I get excited to color in a tracker, stuff a few dollars, and watch my goals grow right in front of me. It’s not just about the money—it’s about seeing progress, staying consistent, and proving to myself that small steps really do add up to big wins. Challenge is from @budgetwithmaddie #saving #savingmoney #savingmoneytips #savingchallenge #savingschallenge #debtf