Have the Progressive app or any other insurance app on your phone 😬❌ You might want to rethink that. Many insurance companies openly use telematics and driving data to influence your rates. What most people don’t realize is that when you download these apps, you may be giving access to far more than just your digital insurance card or bill payments. Things like phone usage while driving, speed, and driving behavior can all be factored in. It’s often framed as convenience or potential savings, b