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The Federal Housing Finance Agency (FHFA) announced new conforming loan limit values for 2023. This higher loan limit means that you can now potentially qualify for a bigger loan with more favorable guidelines than you could have before. If you need a home loan that exceeds the conforming loan limit for your county, you’ll have to get a jumbo loan, which allows higher loan limits. However, these loans are typically harder to qualify for, requiring higher credit scores and larger down payments. #
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