Rohit Gupta & Nidhi | Finance Creator on Instagram: "Watch till the End to know , why the difference came Also According to the expert, Rohit’s portfolio is already well spread across large-cap, mid-cap, and small-cap funds, along with a flexi-cap and a solution-oriented fund. This diversification helps balance growth and volatility across market cycles. For a 22-year horizon, staying invested in these funds makes sense, provided the portfolio is reviewed periodically. To further strengthen dive
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Rohit Gupta & Nidhi | Finance Creator on Instagram: "So we have given birth recently to a new family member, just to save taxes 😌 Because when we move into higher tax slabs, rent, trading, stock market income also get taxed at higher rates. So we recently gave birth to one legal entity — HUF (Hindu Undivided Family). It has its own PAN and in the new tax regime, income up to the basic exemption limit is tax-free. The best part? We can open a separate Demat account in the name of HUF. We did it
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Rohit Gupta & Nidhi | Finance Creator on Instagram: "Sending money to parents is completely legal and tax-free but what happens after that money is used matters. ⚠️ A real case: a daughter sent money to her father. He invested it, assuming that since the gift was tax-free, the profits would also be tax-free. That’s not true. The investment income became taxable, and he later received an Income Tax notice. Key takeaway 👇 ✔️ Gift to parents → tax-free ❌ Income earned from investing that money → t
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