Mortgage Myth Monday - When Should You Refinance? This week I dispel the myth that you only want to refinance if you can reduce your rate by at least 1%. Depending on your loan amount, you can typically see meaningful savings much sooner than that. We typically start to look at a refinance once you can save at least 5% on your monthly payment. For example, if you are currently paying $2,000/month, a refinance may make sense once you can save at least $100/month and that may only necessitate a ra
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