No monthly payments. No income requirements. No need for perfect credit. 🏡 Just the equity you’ve earned, working for you. How it works: Point gives you cash upfront. You use the money however you want — debt consolidation, home improvements, education, or anything else. You decide when to exit—anytime during the 30-year term. When you're ready to buy back your equity — whether by selling, refinancing, or using other funds — you repay the original investment plus a share of your home's apprecia
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Turned down for traditional home equity financing? You may still qualify with Point. Many homeowners are denied traditional equity products due to income or credit requirements. Point’s Home Equity Investment works differently — there’s no income verification, and you don’t need perfect credit to qualify. 🏡 How it works: You get a lump sum of cash upfront. Use it however you need — from paying off high-interest debt to funding renovations or getting financial breathing room. You stay in control
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