What are the credit cards that use Equifax? - WalletHub
May 28, 2018 · There are many credit card providers that use Equifax, but you should keep in mind that some will consult all of the credit bureaus in order to determine your creditworthines. This answer was last updated on 05/28/18 and it was first published on 02/28/17.
Best Soft Pull Credit Cards in 2025 - WalletHub
Jan 1, 2025 · First Progress Platinum Select Mastercard® Secured Credit Card: $39 annual fee. $200 minimum deposit . OpenSky® Secured Visa® Credit Card: $35 annual fee. $200 minimum deposit. Applied Bank® Secured Visa® Gold Preferred® Credit Card: $48 annual fee. $200 minimum deposit. First Progress Platinum Prestige Mastercard® Secured Credit Card ...
Best Credit Cards for Fair Credit - WalletHub
Jan 1, 2025 · WalletHub actively maintains a database of 1,500+ credit card offers, from which we select the best credit cards for different applicants as well as derive market-wide takeaways and trends. The underlying data is compiled from credit card company websites or provided directly by the credit card issuers.
What credit bureau does Macy's Credit Card use for approval?
Sep 18, 2024 · The Macy's Credit Card mainly uses Experian to check your credit when you apply, though Citibank may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for the card. Key Things to Know The Macy's Credit Card requires good credit or better.
What credit bureau does citi costco use for approval? - WalletHub
Sep 18, 2024 · The Costco Credit Card mainly uses Experian to check your credit when you apply, though Citibank may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for the card. Key Things to Know The Costco Credit Card requires excellent credit.
Credit Reporting Agencies: Big 3 & Alternative Bureaus - WalletHub
Nov 18, 2022 · There are nearly 40 credit reporting agencies in the U.S. But just three of these so-called credit bureaus dominate the market: TransUnion, Equifax and Experian. The big three credit bureaus collect information about how we manage our financial obligations. The bureaus then sell this info to lenders and credit-scoring companies, which use it to ...
What credit bureau does Truist use for approval? - WalletHub
Sep 18, 2024 · Credit card companies use all three major credit bureaus, Experian, TransUnion and Equifax, to evaluate applications. However, the banks and credit unions that issue credit cards do not publicly disclose which bureau they will use for a given credit card application.
Credit Freeze: What It Is & How to Freeze Your Credit - WalletHub
Aug 22, 2024 · Although a credit freeze will not impact the accounts currently listed on your credit report, it will prohibit your ability to qualify for a new loan, credit card or other obligation. In order for a lender to obtain your report and complete your application for credit, you must temporarily lift the freeze by contacting the three major bureaus ...
How to Contact Equifax - WalletHub
Jun 9, 2020 · If you need to reach Equifax by mail, you can use the following address: Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374. Customer service at Equifax can help you add a fraud alert, set up a credit freeze, and file a dispute. To place a fraud alert on your Equifax report: add an alert online or call 800-525-6285.
Loan Companies That Use Equifax Only - WalletHub
Jan 11, 2023 · PenFed Credit Union is the only loan company that uses only your Equifax credit data. In most cases, you won’t be able to determine beforehand which credit bureaus your lender will use. In some cases, lenders will pull your credit …