Point-of-sale loans allow shoppers to buy an item and pay for it in installments. Learn more about point-of-sale loans and how they work. Wondering if you can get a personal loan with a new job? Read ...

If you’re thinking, I just started my job but need a loan, the good news is that it’s possible to be approved for one. You may even qualify for a personal loan as a new employee even if you haven’t ...

If you’re in a tight spot financially, you may be stressing out about trying to make your personal loan payments. Fortunately, there are options that can help. One you may want to consider is a ...

A share savings account at a credit union is the equivalent of a savings account at a traditional or online bank. But the word “share” helps convey a key distinction: Credit unions differ from banks ...

Managing your finances can be challenging enough when you're single. Add a significant other into the mix, and things can get even more complicated. Even if you keep separate bank accounts, you’re ...

When someone leases a car, typically they can make a lower monthly payment than if they’d purchased the vehicle with a loan. That’s a key reason why leasing can be so appealing for many consumers. The ...

A negative bank account balance often leads to bank fees. If you don’t deal with the negative bank balance promptly, those fees can pile up month after month. Worse yet, your credit score may sink or ...

If you have a savings account, you’re likely familiar with interest — that’s the money you earn by keeping your money in the bank, expressed as a percentage. What you may not realize is that there are ...

Cars are an integral part of the American experience. Though they were invented in Europe in the 1800s, America quickly took over the industry. Not only were mass production techniques perfected ...

Financing a car is a major financial decision, and many factors will determine your interest rate and what you ultimately spend on the car. One of those factors is the size of your down payment. Let’s ...

Financial institutions may offer open-end credit and closed-end credit to consumers and businesses. Open-end credit is a revolving credit product, while closed-end credit is a nonrevolving lending ...

A personal line of credit and home equity line of credit are similar lending products with key differences. A home equity line of credit, also known as a HELOC, allows homeowners to borrow against the ...