Mortgage rates are up today, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.88%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.

Several important refinance rates have decreased. If you're hoping to refinance your home, keep an eye out for lower rates.

Mortgage rates for 30-year loans declined for a fourth day following a turbulent month of ups and downs. Rates fell for many other loan types as well.