It’s a quick turnaround to salvage what had been a bipartisan effort to pass the bill during what’s now the lame-duck post-election period of the Congress.

But unfortunately, next year's COLA won't be quite as substantial. Because of cooling inflation, Social Security benefits are only going to receive a 2.5% raise in 2025.

A good rule of thumb to figure out your retirement savings needs is to come up with an annual income you expect to need, subtract your annual Social Security benefit, and then multiply the remaining number by 25.

Navigating the complexities of Social Security benefits is crucial for a secure retirement. Understanding the requirements and strategic planning can significantly impact the financial support you receive.

Most retirees are not collecting a lot from Social Security. And that's despite nearly annual cost-of-living adjustments. But some savvy moves now can help set you up for a comfy retirement regardless.

Wall St. Insights Social Security benefits can vary greatly.  You need to earn a certain amount if you want the maximum benefit.  Other factors like age and marital status can affect how much you receive.