5 things you wrongly believe impact your credit score Many borrowers in the country still believe income, debit card use, or marital status affect credit scores. This article clears five common ...

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, ...

A HELOC’s impact on your credit score usually comes down to two things: how your lender reports it to the credit bureau and ...

Check out the below credit cards that have annual fees for primary cardholders but no fees for authorized users: Chase Sapphire Preferred® Card (see rates and fees) Primary cardholder annual fee ...

Checking your credit score is considered a "soft pull," which doesn't affect your credit score. Actions, such as applying for a credit card, which requires a "hard pull," temporarily dings your ...

Yet, it is possible to ding your credit score with a high credit card balance, even if you pay it off every month. Suppose you put a $1,000 plane ticket on a credit card with a $1,500 limit, and ...

From checking your credit score too often to carrying a credit card balance, we're taking the mystery out of how credit ...

NEW YORK — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you ...

All sorts of things can ding your credit score, from missed utility payments to maxed-out credit cards to errors on a credit report. Just 1.5% of American consumers have perfect FICO credit scores ...

For instance, if your credit card provider updates your account on the 12th of every month, your car loan provider might report on the 25th.

Improves Your Credit Score If you’re responsible about paying off the credit card you use for autopay each month, or only carry a low balance, this benefits your credit score.

The two types of credit scores most commonly used in credit decisions are the FICO score and its competitor, VantageScore®. NerdWallet partners with TransUnion® to present your credit report and ...