Avoid common credit mistakes that tank your score. Expert tips show how consistent habits, not income, build strong credit.

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

One of the biggest factors in your score is credit utilisation. Experts suggest keeping your usage below 30 percent of your ...

Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

(WXIN/WTTV): Americans’ credit scores are declining. That’s according to a new report from FICO, which shows the average credit score in the U.S. currently stands at 715–a two-point dip from 2024. The ...

Credit scores can be crucial to renting an apartment, getting a decent rate on a bank loan or signing up for a mobile phone ...

A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Borrowers can compare lenders without damaging credit by getting prequalified, shopping within 45 days and delaying new ...

Inflation does not directly impact your credit score but it impacts your purchasing power, thus leaving less disposable ...