An uneventful week for home equity rates. The average rate on a $30,000 home equity line of credit (HELOC) was unchanged at 8 ...

One major difference between Discover and Rocket Mortgage (aside from only the former listing its rates online) is that ...

Generally, longer-term loans have higher interest rates. According to Ken Flaherty, senior manager of retail lending for ...

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan ...

Current home equity loan rates. As of June 25, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates.

Fixed rates command a premium on home equity loans. You'll often see higher home equity loan interest rates because these products lock in your rate for the entire loan term.

Rates: Home equity loans with lower rates and fees will save you more money in the long run. Term length : While home equity loans range from 5 to 30 years, some mortgage lenders have different ...

If you are a homeowner, you may be sitting on a nest egg, money that can be accessed for any reason your personal situation ...

Since mortgage rates are highly sensitive to fiscal policy and supply chain shocks, a global trade war could impact their ...

Home equity is at historic highs. If you've been faithfully paying your mortgage, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Without collateral to back the loan, rates can be higher than home equity products, averaging 12.37% APR and reaching as high as 36% APR for borrowers with lower credit scores.