Home values have steadily increasing over the past few years, resulting in records amount of home equity. Homeowners in need ...

For some homeowners, a $100,000 home equity loan offers an advantageous way to borrow a large sum now. Here's why.

But unlike other loans, home equity borrowing requires an appraisal to determine how much you can access based on your home's current value. When this appraisal comes in lower than expected, it can ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

A $250,000 home equity loan isn't as much of a risk if you're using the money to pay down higher-interest debt. Credit card ...

you don't have to sacrifice your home equity to get the loan funds. The application process for personal loans is often faster as well, meaning you can get your cash more quickly. But because ...

Your home is one of your biggest financial assets. If you’re retiring, it may also be more space (and expense) than you need.

while home equity loans require a property appraisal and a lengthier application and approval process. Home equity loans usually offer a lower interest rate than personal loans, but both usually ...

And a home equity loan? This is one of the most popular ways to do it. A home equity loan allows you to borrow money by using the equity in your home as collateral. It’s considered a type of ...

Discover® home equity loans have a lower-than-average minimum APR and no application, origination or appraisal fees — a standout feature among lenders, especially since closing costs can reach ...

home equity loan: Which is the best fit for your financing ... Can a lender ask my age as part of the application process? Yes, but a lender or broker can’t legally deny your application ...

However, the application process can be lengthy ... Is it better to use a home equity loan or a HELOC to finance a business? Choosing between a home equity loan and a HELOC for business financing ...