Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

Your home is one of your biggest financial assets. If you’re retiring, it may also be more space (and expense) than you need.

Home values have steadily increasing over the past few years, resulting in records amount of home equity. Homeowners in need ...

A $250,000 home equity loan isn't as much of a risk if you're using the money to pay down higher-interest debt. Credit card ...

Many homeowners are sitting on a good amount of equity these days, and home equity loans and lines of credit (HELOCs) can be ...

But unlike other loans, home equity borrowing requires an appraisal to determine how much you can access based on your home's current value. When this appraisal comes in lower than expected, it can ...

you don't have to sacrifice your home equity to get the loan funds. The application process for personal loans is often faster as well, meaning you can get your cash more quickly. But because ...

Buying land can open potential for business, investment or building a home, but lenders typically don't offer traditional mortgages for land without a valuable structure on it such as a home.

while home equity loans require a property appraisal and a lengthier application and approval process. Home equity loans usually offer a lower interest rate than personal loans, but both usually ...

Bethpage, New York-based FourLeaf Federal Credit Union is one of the largest in the U.S., with 480,000 members. It started in ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up paying a higher rate than necessary if rates fall.

Lenders may charge origination fees and other closing costs on a HELOC or home equity loan. When shopping for yours, make sure to ask about all possible application fees, annual charges ...