Is Getting a Personal Loan a Good Idea or a Bad Money Move? Most personal loans are unsecured, which means you don't have to use an asset like your home or car as collateral. This also means you can ...

This no-annual-fee card offers the same rewards and new-cardholder bonus as Discover's regular cash-back cards. This is a great card for a student learning to handle credit. On top of the rewards ...

This student card earns 2% cash back on up to $1,000 per quarter in combined spending on gas and at restaurants, plus 1% on everything else.