Understanding Ratings in Finance: Definition, Types, and Key Agencies

Explore financial ratings: what they are, how they're assigned, their role in evaluating investment risks and opportunities, and the impact of major agencies.
India West

Moody’s Downgrades US Credit Rating For First Time In Over A Century Pressuring Trump Agenda

NEW YORK, NY – Moody’s has downgraded the U.S. sovereign credit rating, citing mounting concerns over the nation’s ballooning $36 trillion debt. The downgrade, announced on May 16, could complicate ...
Morningstar

AM Best Downgrades Credit Ratings of Prime Insurance Company; Places Credit Ratings Under Review With Negative Implications

AM Best has downgraded the Financial Strength Rating to A- (Excellent) from A (Excellent) and the Long-Term Issuer Credit Rating to “a-” (Excellent) from “a” (Excellent) of Prime Insurance Company ...
Business Wire

AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has affirmed the Financial Strength Rating (FSR) of A++ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa+” (Superior) of the grouped ...
techtimes

Instagram Reels: 'Build Your 2026 Algorithm' Now Live in Regions Using English as Default Language

Meta has now rolled out the "Build Your 2026 Algorithm" feature for Instagram Reels to allow users use it to personalize their feeds. Instagram Reels 'Build Your 2026 Algorithm' Now Live After a test ...
Forbes

AI As A Credit Early-Warning System: Spotting Credit Deterioration Before It Escalates

Credit deterioration seldom happens suddenly. The earliest signs of weakness emerge long before financial statements or ratings acknowledge them. Today’s regulations require a more proactive approach ...
kristv

Moody's downgrades Corpus Christi's credit rating over water supply concerns

CORPUS CHRISTI, Tx — Moody's Ratings downgraded the City of Corpus Christi's credit rating on Thursday, citing the city's urgent need to secure more water and the narrow window in which to do so. The ...
Nasdaq

AM Best Affirms Credit Ratings of Investors Title Company and Its Subsidiaries

OLDWICK, N.J.--(BUSINESS WIRE)-- AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a” (Excellent) of both subsidiaries of ...
The Chronicle

‘Big Three’ credit agencies warn of negative outlook for higher education

Following a turbulent year in higher education, the “Big Three” credit rating agencies report that financial challenges for universities are expected to continue in 2026. Fitch Ratings, Moody’s ...
Nasdaq

Nearly Half of Americans May Not Be Ready for This Huge Credit Report Update (Plus What You Can Do)

A recent study from LegalShield revealed that 76% of Americans are using buy now, pay later (BNPL) services and that 49% have missed a payment. The Wall Street Journal first reported back in June that ...
AZOM

Waste Energy Could be Harvested Using KNN Piezoelectric Materials

The waste energy generated by human activities could be used to power piezoelectrics. Study: Textured Lead-Free Ceramic with High Thermal Stability and Electrical Quality Factor. Image Credit: ...