For some, that won't be possible. If you fly Alaska Airlines with another person at least once a year, this card is a must-have. Be aware, however, that Alaska doesn't fly everywhere.

Aledade, an accountable care organization (ACO), believes comprehensive advance care planning (CACP) conversations offer the best way to prepare for death and help loved ones in the future.

The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards.