On December 19, 2025, Governor Kathy Hochul signed into law Senate Bill 3072 (S3072) amending New York’s General Business Law to substantially restrict the use of an applicant’s/employee’s credit ...

Your credit score could be costing you BIG on homeowners insurance. Consumer Investigator Caresse Jackman explains why consumer advocates are calling it discrimination while insurance companies say it ...

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong ...

This article was produced by Capital & Main. It is published here with permission. In 2020, 62-year-old Callie Rutter was finally ready to move into her own place. After three years of sleeping in her ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

If you or someone you know has no credit history, you might be credit invisible. Credit-builder credit cards are a great first step to establishing credit, and many offer helpful tools and resources ...

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...

Choosing between a secured and unsecured credit card depends on your credit history and financial needs. Secured card or an ...

This article was produced by Capital & Main. It is published with permission. In 2020, 62-year-old Callie Rutter was finally ready to move into her own place in Orange County, California. After three ...

Does Buy Now, Pay Later affect credit score? Learn when BNPL shows up on credit reports and how it may impact your credit ...