With your home as collateral, do you still need a credit check to get a home equity loan? Here's what to know.

Have a home equity loan? Refinancing to a HELOC right now could reduce your interest rate. Here's what to know.

Both have unique features that borrowers may want to take advantage of this year. Here's what to consider now.

Money’s main takeaways Home equity loans let you leverage the increase in your home’s value and use the proceeds for just about any purpose, from home renovations to consolidating high-interest debt.

Still, it’s not impossible. Here’s how to get a home equity loan (even) with bad credit. To learn a specific lender’s requirements for a home equity loan, you’ll need to do some research ...

Bad credit doesn't have to be a lifetime penalty ... Offers a fixed-rate home equity loan for owners with at least 15% equity. Need to know: On its website, Pennymac mortgage rates show FHA ...

A simple rule can prevent you from overdoing it with a home equity line of credit. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does ...

Homeowners may be able to easily access the equity in their homes, but these loans have higher interest rates and people risk losing their homes if they miss payments.

Compared with other options, interest rates on home equity loans are usually better than personal loan rates and credit card rates. Current home equity loan rates We track home equity loan rates ...

To be sure, the Fed’s moves influence interest rates on a variety of credit products. However, because HELOCs and home equity loans are linked to your home as collateral, those rates tend to be ...

The home-buying ... if you have bad credit. Luckily, some lenders consider applicants with poor credit — or no credit history at all. CNBC Select has picked the top mortgage lenders with ...