We researched and evaluated APRs, fees, loan amounts, terms, and more from leading personal loan lenders to help you find the best personal loan for your needs.

A home equity loan is usually in the form of a fixed-rate lump sum based on your home’s available value. Home equity lines of credit (Helocs) are revolving lines of credit based on your available ...

Don't instinctively swipe your credit card now when a home equity loan could be a better way to borrow. Here's why.

As home equity loan rates sit near a two-year low, many homeowners may be wondering about the merits of acting now.

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And home equity loan interest rates have been declining, both in 2025 ...

Home equity rates seem to be on summer vacation. The average rate on a $30,000 home equity line of credit (HELOC) remained at 8.27 percent, while the $30,000 home equity loan held steady at 8.26 ...

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...