Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

According to Ted Rossman, senior industry analyst at Bankrate, the Fed rate cut should set the stage for discounts in new ...

Key takeawaysA home equity loan is usually a fixed-rate lump sum based on the value available in your home.Home equity lines of credit (Helocs) are revolving lines of credit based on your available ...

Home equity rates have dipped to their lowest levels since 2023, and that could open the door for more borrowers.

Here's what many would consider a good home equity loan interest rate now that the Fed's reducing rates again.

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.28%. On a 20-year mortgage refinance, the ...

Explore current mortgage rates and what they mean for homebuyers.

Miranda Marquit is a staff senior personal finance editor for Buy Side. A home equity loan allows you to access the ownership stake you've built in your home to accomplish your financial goals. Home ...