Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan ...

Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now.

A home equity agreement is a contract between a homeowner and an investor who provides immediate funding in exchange for a stake in the home's equity.

Home equity loans are secured by your equity, which is the difference between the property's value and any existing mortgage balance. For example, if you owe $150,000 on a home valued at $250,000 ...

The equity in your home is a valuable asset. Like with any asset, you must use it wisely to get the most value out of it. This is important because a 1-percentage-point difference in the annual… ...

Expert Advice on Home Equity Loans from Community Bank and Trustby: Wendi Douglas Posted: Jun 27, 2025 / 06:54 PM CDT Updated: Jun 27, 2025 / 06:54 PM CDT ...

One of the biggest perks of owning a home is the equity it allows you to build. When you sell, that equity can translate to cash in hand at closing. But you can borrow from that equity while still ...

Not much movement in home equity rates in the most recent week. The average rate on a $30,000 home equity line of credit (HELOC) remained at 8.27 percent, while the $30,000 home equity loan ...

Lenders are increasingly saying goodbye to appraisals for HELoans and HELOCs. We closely look at no-appraisal home equity loans — and whether you need a traditional appraisal at all.

Taking out a home equity loan can be smart, but is it risky to take out if you have debt? Here's what to consider.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow ...