The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...

Standout benefits: Unlike other free services, CreditWise offers dark web scanning and Social Security number tracking. As an added tool, you can use the credit score simulator to check the ...

This will cause an inquiry to appear on your TransUnion report (not your Equifax or Experian reports) and may result in a temporary decrease in your credit score ... no specific number of ...

TransUnion, Equifax, and Experian. When you borrow money from banks, credit unions or make any type of credit card charge ...

A personal loan can be an excellent way to finance any number of purchases or projects. Whether you're looking to consolidate debt, cover unexpected expenses or pay for major ...

Business credit cards can help you earn rewards and manage your finances, but only if you use them responsibly.

In the waning months of his presidency, Joe Biden enacted a number of decisions and executive orders that restocked inflation ...

Large-scale attacks on health providers expose the data of millions of Americans each year. Consumers must remain vigilant, experts say.

As more school districts in America and Canada reveal the impact of an information systems breach, some past staff and ...

Cleaning up your credit reports by getting errors fixed and taking steps to address any legitimate negative information can help you improve your credit file. Why should you clean ...

This structure protects lenders from risk, so they can accept people with bad or no credit, and borrowers' payments still get reported to credit bureaus to improve credit scores. Large banks don't ...

the virtual number is no longer valid. ID theft protection programs provide 24/7 credit monitoring. Alerts notify users whenever an inquiry is made, a score changes significantly or fraudulent ...