The Electronic Funds Transfer Act protects consumers from liability for unauthorized transfers from their accounts.

This student card earns 2% cash back on up to $1,000 per quarter in combined spending on gas and at restaurants, plus 1% on everything else.

The 5% reward rate is capped at $1,500 in spending for the quarter, and the current quarter lasts from Jan. 1 to March 31.

Mastercard and Visa failed to stop their companies from laundering money from child sexual abuse and sex trafficking on OnlyFans, according to allegations in an undisclosed whistleblower complaint.