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Discover has announced the 2025 Q3 category for its 5% bonus cash-back calendar. Cards eligible for these bonuses include the Discover it® Cash Back, Discover it® Student Cash Back and more.

So, your Capital One credit cards may one day run on the Discover network, but it likely won't happen anytime soon. If this happens, your card's acceptance rates, perks and rewards may change.

In an earnings call last month, Capital One's CEO, Richard Fairbank, said the goal was to "preserve the best" of what Discover does, such as its advertising and focus on customer experiences.

Explore Discover bank accounts, loans, and credit cards in 2025. For banking, we cover fees and benefits for checking, savings, CD, and money market accounts.