Hubbard, 35, lives in Texas, although most of his extended family lives within the greater Los Angeles area. According to PGA ...

Get bonus points or cash back if you book a cruise with a qualifying card. Plus, you can stack these offers with existing discounts and value-adds like free Wi-Fi, drinks and onboard credit that ...

It's a luxury card for those who fly frequently with Delta and can maximize the card's rich benefits. Those seeking a lower annual fee and more flexibility have other options.