Once your CD matures, you’ll receive your final interest payment and the return of your original deposit. However, taking the money out is only one of your options, so it’s important to understand the ...

There are multiple strategic moves to make if your CD account is set to mature this month. Here's what to know now.

When your certificate of deposit matures, you have a few options. But which is the best in today's falling-rate environment? The answer depends on a number of factors, including your current financial ...

Once a certificate of deposit matures, you enter into what’s called the grace period. You can withdraw funds or let your CD renew. Many, or all, of the products featured on this page are from our ...

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...

CD ladders use different maturities to maintain access to funds at regular intervals while guaranteeing a return. Short-term CD ladders are often used as part of an emergency fund strategy. Long-term ...

It’s not easy to grow your savings. If you’re like most Americans, earning the highest interest rate on your deposit accounts would be very helpful this year. But in Bankrate’s recent Emergency ...

Recent years have been a boon for many savers who've enjoyed high rates in certificate of deposit (CD) accounts. In particular, those who opened a CD during the 2023–2024 rate surge likely earned a ...