The U.S. Department of Agriculture (USDA) announced on Friday that it has lowered the interest rates for its single-family housing (SFH) direct home loan programs as of March 1, according to an email ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Add Yahoo as a preferred source to see more of our stories on Google. Getting a mortgage to buy a home is a process, with many hoops and hurdles to jump through before reaching the finish line. And ...

Though the conventional loan is the most common type of mortgage, it’s not the only choice for borrowers. A lesser-known option worth exploring is the USDA loan program run by the U.S. Department of ...

USDA home loans offer a path to homeownership for those with lower incomes and for people who are looking to buy a home in certain areas of the country. These mortgages are backed by the US Department ...

For homebuyers seeking a zero-down-payment mortgage, a USDA home loan is worth consideration. Although USDA rural development loans are often thought to be limited to farms, these loans are available ...

For first-time home buyers, it can be challenging to save up for a down payment. Down payments vary considerably — from the 3.5% required for FHA loans for first-time buyers to the 20% that many ...

Ms. Molina was nominated for the award by USDA Rural Development staff because of her tireless work to help make the “American Dream of Homeownership” come true to the residents in southern New Mexico ...

While the housing market in rural Alabama doesn't always follow national trends, it seems to be on the same page right now: low inventory and high prices. Homebuyers across the country are struggling ...