CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Student loan rates have dropped after the Fed rate cut last week. As of December 23, 2025, private student loan lenders are offering fixed rates as low as 2.75% APR and variable rates starting as low ...

While variable rates expected to hold steady after BoC decision, fixed rates are facing upward pressure from rising bond ...

A September Fed rate cut is likely, though it's expected to be a small 0.25-percentage-point reduction. Private student loans with variable rates may see small interest savings, but fixed-rate and ...

Top high-yield savings accounts still pay up to 5.00% APY, but with another Fed rate cut announced last week, those yields ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Learn how the current index value impacts variable-rate loans, affecting interest rates with indexed rates and margins. Essential for market-related financial decisions.