Last month, a federal judge halted the Biden administration's SAVE plan, an income-driven student loan replacement program serving 8 million borrowers.

One of America's largest unions is taking aim at President Donald Trump's administration for shutting down access to affordable student loan repayment plans -- saying the decision is "effectively breaking" the system.

Some borrowers will see their monthly payments rise anywhere from $500 to $5,000 amid Education Department dismantling.