A new AARP survey suggests nearly half (47%) of adults 50 and older who carry credit card debt use their cards to pay for necessities like health care, car payments and housing. Some 17% admitted they charged expenses to cover gaps in their budget every single month last year, putting them deeper in the red.

Some U.S. cities have residents who are in more debt than others. A study by WalletHub, a personal finance company, found that Santa Clarita, California, has the highest credit card debt per household so far this year.

The second lowest is Toledo, Ohio, at $9,600. The 10 cities with the lowest credit card debt are primarily in Iowa, Wisconsin and Ohio. The cities that round out the list are Madi

Americans are in debt — $1.35 trillion in total last year. Some U.S. cities have residents who are in more debt than others. A study by WalletHub, a personal finance company, found that Santa