Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Mastercard is a 50-plus-year-old credit card network that facilitates transactions between merchants and card issuers, while providing extensive benefits to its cardholders, including Priceless dining ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

If the coronavirus has dealt a blow to your business, a business balance transfer credit card can pause interest charges so you have time to pay off debt. If you've ever transferred a balance on a ...