Understand the types, eligibility and repayment plans for federal student loans Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...

In most cases, regular loan payments begin after the loan grace period, or 6 months after the student graduates, leaves school, or drops below half-time enrollment. Repayment will initially be ...

Stafford Loans are also known as Direct Loans. They’re federal loans provided by the U.S. government to help students pay the costs of college. There are two types of Stafford loans subsidized and ...

Direct student loans, provided by the U.S. Department of Education, are a cornerstone of federal financial aid, offering students a way to fund their education without the need for private lenders.

Federal Direct PLUS Loans are available to graduate or professional students (Grad PLUS) and parents of dependent undergraduate students (Parent PLUS). Direct PLUS loans can help cover the remaining ...

Federal Direct Loans offer lower interest rates and added protections compared to private loans. Direct Loans come in four types, including subsidized, unsubsidized, PLUS, and consolidation.

Federal student loans are offered by the U.S. Department of Education to help eligible students cover the cost of higher education at an accredited institution. To apply for a Direct Loan, you must ...