With $1.8 billion in assets, Citibank is the third-largest financial institution in the U.S., per Federal Reserve data.

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

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Brick-and-mortar banks provide you with something that online banks cannot: in-person access and face-to-face customer ...