Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of April 29, 2026, the best 12-month CD rates ...

If you're looking for a way to earn a return on your savings right now, your decision may be more difficult than you think. The stock market has gone through significant ups and downs recently and, in ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

CD renewals can happen automatically, locking up your cash at lower rates. Always shop around for new rates and options when your CD matures. As of April 2025, some high-yield CDs are paying around ...

Deposit account rates are on the decline. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay ...

There's still time to take advantage of today's best CD rates — with digital banks and online accounts offering yields that can outpace inflation by up to 2 percentage points. Certificates of deposit ...

"Earlier this year, the CD market was bracing for a more decisive downward rate environment," said Mary Grace Roske, Head of Marketing and Communications at CD Valet. "Now, we're seeing institutions ...

Interest rates have fluctuated over the last year, but many deposit accounts continue to offer solid returns. Certificates of deposit (CDs) are particularly attractive. Banks are advertising 1-year ...

Want to earn more on your savings the easy way? Learn how a CD ladder works and how it can earn you serious cash this year.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Silke Woweries / Getty Images The Federal Deposit Insurance Corporation (FDIC) ...

Today's best CD rates have surged beyond 5% APY — with digital banks and online accounts offering yields that outpace inflation by up to 2 percentage points. Certificates of deposit offer a low-risk ...