ICICI Bank, the second largest private sector bank, reported a 14.8% year-on-year growth in net profit for the third quarter ended December 31 to ₹11,792 crore. The bank’s net interest income (NII) increased by 9.1% year-on-year (YoY) to ₹20,371 crore.

ICICI Bank is set to report its quarterly financial results on Saturday, January 25. The private sector bank is estimated to register an 11 per cent rise in its net profit for the third quarter of the current financial year,

ICICI Bank is estimated to report strong NII growth Q3FY25, with a modest rise in net profit. Analysts expect business growth to remain healthy, with elevated cost ratios, while margins are expected to witness a mild moderation.

As ICICI Bank profit beats analyst expectations, the results are expected to have a positive impact on the stock on Monday.

The country’s second largest private sector bank, ICICI Bank, on January 25,2025, reported a net profit of Rs 11,792 crore in the third quarter of fiscal year 2025, 15 percent higher than Rs 10,272 crore in the corresponding quarter last year.

According to the bank, the higher NPA additions during the third quarter typically come from its Kisan Credit Card portfolio, a credit scheme for farmers. The bank's provision coverage ratio for non-performing loans stood at 78.

ICICI Bank's third-quarter net profit, or profit after tax (PAT), jumped 14.8% to ₹11,792.4 crore, the lender informed stock exchanges in a filing on Saturday, January 25, 2025. India's second-largest private sector lender had posted a net profit of ₹10,

ICICI Bank's net interest margin for the third quarter of FY25 stood at 4.25%, marginally lower than the previous quarter's 4.27% and much lower than the 4.43% reported in Q3 of FY24. The bank also kept its net NPA ratio steady at 0.42%.

ICICI Bank reports 15% rise in Q3 net profit to ₹11,792 crore, with improved asset quality and capital adequacy.